How do I determine the surface area of my home?
The surface area of your home is important because it has a direct impact on the amount of your insurance premium.
You must tell us the total surface area of your property as defined by the Carrez law.
In most cases, you don't have to do this yourself, as the information is contained in your lease (if you rent) or your deed of sale (if you own). All you have to do is consult these documents and enter the information in your application form.
If you don't have this information, you can determine the total habitable surface area of your home under the Carrez law yourself, taking into account:
- Rooms and areas with ceilings higher than 1.80 metres;
- Verandas, loggias and conservatories, regardless of their surface area, if they are located in a private area (and not in a common area for private use) and if they are enclosed and covered.
You should not include attic areas with ceilings of 1.80 metres or less, terraces, balconies, cellars, car parks, garages and boxes.
You must tell us the total surface area of your property as defined by the Carrez law.
In most cases, you don't have to do this yourself, as the information is contained in your lease (if you rent) or your deed of sale (if you own). All you have to do is consult these documents and enter the information in your application form.
If you don't have this information, you can determine the total habitable surface area of your home under the Carrez law yourself, taking into account:
- Rooms and areas with ceilings higher than 1.80 metres;
- Verandas, loggias and conservatories, regardless of their surface area, if they are located in a private area (and not in a common area for private use) and if they are enclosed and covered.
You should not include attic areas with ceilings of 1.80 metres or less, terraces, balconies, cellars, car parks, garages and boxes.
Updated on: 15/09/2023
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